The Wealthy You! – OFFENSE; View yourself as one of the most valuable things to exist in society; you are more valuable than diamond rings, million dollar sports cars and billion dollar sports franchises. Besides, someone has to own all those assets, why not you?

We, as people, tend to see objects and will immediately put a value on it/them. Sometimes it is a numerical or monetary value i.e. diamond rings. Other times it can be an intangible amount, but valuable nonetheless i.e. the love you have for your spouse or someone else (the value of intangible can be more valuable than monetary value). Of course, everyone is an individual and will have their own motivations for emphasizing value for something. But we all do it. It has happened ever since the very beginning, and there is no reason that it will end tomorrow or anytime soon. Humans placing value on things and objects will happen until humans don’t exist anymore. Knowing this about having the ability to place value, there are individuals who diminish the value in themselves. They do this by negative self-talk: “my life sucks”, “I am so screwed”, “bad always happens to me”, “this is just my luck”, “I always get the short stick”, “I’m trying to find myself still”. These are quick and simple sayings that individuals will say to themselves, either out loud or under their breath, literally every day. Every day they are telling themselves these negative words of affirmations. When something is repeated consistently to a human mind, the human mind will begin to realize it as a reality. Your world is built and destroyed by your tongue. The more these negative words are repeated, the more the world will start to see those negative words about you too. This also applies to the opposite of negative. The more an individual can do positive self-talk like; “my life is awesome”, “I am setup for success”, “I am surrounded by good and love”, “I manufacture good luck in my life”, “I have found myself and this is what I do to validate myself”. The more these positive affirmations are repeated, the more the world will start to see those positive words about you too. Your world is built and destroyed by your tongue.

Rubies, emeralds, diamonds, money and value are all around us and they are quite shiny too. But they are literally all around us, even in some of the smallest cities you can find a jewelry store that will sell you as many rubies, emeralds, diamonds and other jewelry as possible. They can even give you a credit card application so you can spend someone else’s money immediately on jewelry and then pay that person (bank/lender) back over time. Even pawn stores throughout America have jewelry on sale. But it is all value that must be owned by someone. And this value also includes homes, businesses, real estate, vehicles, sports franchises and anything else that can be owned by someone or a group of people. Ownership is taking responsibility of the thing that is being owned, if no one was allowed to own anything personally or privately, then who is taking responsibility of the homes people live in and the businesses that provide a product or service that people need? If it isn’t you that owns these things, then the government will have to take responsibility of everything and all assets in the nation. This is called socialism. The Wealthy You! is you taking responsibility of the assets you desire and owning them. If it is your own house, this means that all the doors and windows close and lock, there are no holes in the roof or walls, and all equipment and appliances work without issue, to make it become a fully functioning house. If it is a business that you own, then that business needs to produce its product or service in a reliable, consistent and price efficient way for the people that you serve (businesses of all sizes, from the smallest one-person shop to the largest corporations that employ hundreds of thousands of employees, all take part in the production and distribution of all resources that are used by you and I every day). The Wealthy You! is you taking your business(s) to the next level and owning your business not for yourself, but for your customers. You will then find more customers trading in more of their money on an increasingly frequent basis at your business(s). This means more money flowing through your hands (bank account) that you can use to continue growing your business (growth comes from God). But none of this will happen until your customers see an increase in service coming from you first. That is always the case; service first, then you get paid or see the valuation increase in your business. It is the same with a paycheck, work first and then you get paid.  See yourself as the most valuable thing in your life, then let your hands do the physical work that your mind sees for yourself to realize that reality.  You are worth more than rubies, emeralds, and diamonds and you will shine brighter than those shiny stones too. 

Why do I keep talking about businesses? Not everyone owns a business, this is true. But everyone does have a busyness that keeps them busy and productive which gives a feeling of satisfaction, completion and contribution. This could mean staying at home, cleaning the house and walking the dogs everyday while your spouse goes off to work. This is busyness that is productive for the house and your family. When it comes to busyness outside of the house that you do for others, legal entities exist that will help you manage resources, hire employees, produce your goods/services, and distribute them to retail outlets of your choosing. The U.S. Government refers to these legal entities as corporations, businesses, companies, proprietorships and partnerships. The Wealthy You! has you using these laws to your advantage so that you can share your product and ideas with the world. You will then find people around the world trading in their money for your product, literally all the time.

I know you can do this because human beings are the most creative force and power in the entire physical Universe (prove me wrong), armed with the most capable thinking device the Universe has ever experienced, the human mind; coupled with time and a near infinite amount of resources available for you to use. You can do whatever and however you want, just be as detailed as possible instead of generalizing and focus your mind power on it every day. Your mind will produce more of what you focus it on. Make the decision, take ownership of your life, time and production, and focus your mind on what you desire.

Next on The Wealthy You! – OFFENSE; Wants versus needs.

Become The Wealthy You!

The Wealthy You! – DEFENSE. It is all mental.

This week on The Wealthy You!; It is all mental.

What is mental? Literally everything in human society. All the physical items, tools, gadgets and other things that you touch everyday stems from a human mind, or a collection of them. Even the rocks, grasses and trees. Humans have created materials that can look like rock and act like rock. Humans can even manipulate rocks found in nature to have a productive use. There are so many grasses, trees and other plants that have been genetically modified to perform an act that humans want those plants to do. Grow bigger crop; produce vibrant colors; have thorn less varieties on plants that have thorns in nature, etc. Each of those plants have been created in a lab-of-sorts that is used to create specific traits in plants. They patent each of those plants with the breeders having specific rights that grant them exclusive control over propagation. Even money is a product of man, created by man in man’s own image. Money is one of the most abundant resources in the Universe and it will literally do what you want it to do. It will buy you the things you need in life, while also giving you the ability to create a product that you can return and provide to society and your community. But it starts with you mentally making the decisions first, to create a very specific reality. Money. Patents. Rights. Exclusive control. Artificial propagation. Billion-dollar businesses. Wealth. Poverty. War. Peace. Capitalism. Socialism. Nations. Borders. Religions. Communism. Freedom. Laws. Stresses. Worries. Depression. Names. Houses. Cars. Planes. Transportation. Defense. Offense. Recipes. Books. Movies. Songs. Betrayal. Loyalty. Just to name a few but these are all physical manifestations of the human mind. If humans weren’t around to recognize any of these thoughts and ideas in a physical form, would they still exist?

Have you ever heard anyone in your life or community say something similar to these statements: ‘I am a realist.’ ‘I live in reality.’ ‘Come back down to Earth and reality.’ ‘Be in the present moment.’ ‘Reality is what I see, feel, hear, touch and taste.’ The problem with all of these statements is that they undercut the value and undermine the creative ability of the human mind to physically create realities. Humans are the only thing in the entire Universe with such an immense ability. Take advantage of that ability and stress test it to create the reality that you want for you and your life. Be as specific as possible though and avoid being generic and vague. Down to the color, shape, feel, sounds and taste. When you do this every day, when you specifically create your reality in your mind every day, you will soon find yourself living a physical life with all those things you first created in your mind. And it will become a daily thing for you, with your mind in complete control of your life and the destination it is heading towards. Make the mental decision to establish a worthwhile goal, something you can pursue every day in your life. That is why I keep mentioning billion-dollar businesses. The daily construction of an organization that provides a product or service to as many people as possible is a worthwhile goal, and it’s your decision. If you don’t know what kind of goal to establish, providing a product or service to just a handful of customers in your community is a great place to start. Building upon that everyday could be one of the most enjoyable things you could imagine doing in your life.

It is all in your head, the power and strength to pursue worthy dreams and goals, and the restraints and insecurities that lead to thoughts of doubt. Filling your mind with thoughts of doubt will make yourself quit at pursuing your dreams and goals long before competition, family, friends and society will make you quit. That is your mind creating a reality that is counterproductive. Money and financial literacy is mental, it can make you a billionaire or make you homeless. What is your decision?

Next week on The Wealthy You!; we will begin the OFFENSE portion of this program.

Become The Wealthy You!

The Wealthy You! – DEFENSE

This week on The Wealthy You; the importance of emergency cash.

Life happens and, for the most part, it is the most exhilarating journey you will experience while on Earth. I have heard some people refer to life as a “holiday on Earth”. Everyone’s life is different and each individual will perceive life in an individual way or manner. But one thing that is expected with your journey of life are emergencies. We all have them and they will make themselves obvious in your life at the most random and inopportune times. They will be stressful and they have the potential to drastically alter your life completely. Being able to handle those emergencies from a financial perspective will eliminate one pain that will be experienced during emergencies. Because feeling the pain of not being able to afford the emergency from a financial perspective and the pain of what the emergency manifests as will make the pain more painful and seem to last longer. Not having the proper financial resources during an emergency will make you pay for that emergency over the long-haul, stretching it into the future and making the pain last for as long as you are paying it down if credit or debt was used to pay for the emergency. That pain can be eliminated if you keep cash in a savings account that is strictly used for covering those emergencies.

Because everyone are individuals, we all go about building our emergency savings in a different capacity. Some may even call it something different than ’emergency savings’. I have heard of ‘oh shit accounts’, ’emergency money’, ‘disaster cash’, and ‘a place where I keep money only for when my world is cracked open like an egg’. But they are utilized in a very similar manner, regardless of what you call it, it is money that is available for you to use if legitimate emergencies occurs in your life.

All financial literacy experts, financial advisors, money managers, personal money motivators, money teachers and anyone else that works with personal finances agree that emergency cash is an essential part of smart money in your life. It is IMPOSSIBLE to become The Wealthy You! without an adequate amount cash set aside for emergencies. Those experts will recommend different strategies like; $1000 minimum in savings (Dave Ramsey), 3-6 months of expenses in savings, 3-6 months of income in savings, or even a years’ worth of income set aside. If you have a spouse and children but you are the only one working because your income can support the whole family, then you may want to lean closer to a full years’ worth of income set aside (emergencies hover around and are based on people. The more people in a household, the more likely an emergency will happen than two people in a household). But on the other hand, you are married with zero children and both you and your spouse work and have side gigs so that the two of you each have two or more sources of income, then having 3-6 months of expenses may be more suitable for your situation (less people and expenses in the household but more fluid cash flows through the household).

Everyone’s situation is different, so it is of the utmost importance to take accountability of your current emergency cash situation and take ownership of your emergency money. Formulate a plan that works best for your household and concentrate and focus your full attention on achieving and fulfilling that mission. The human mind creates more of whatever it focuses on. The more you focus on stresses in your life, the more your life will be stressed out. The more you focus on wealth, the more your mind will find opportunities to build, create and produce wealth. The more you focus on building your emergency cash pile or collection, the more you will build upon it every day until you are finished. Then you move onto the next mission to focus your mind on, such as becoming The Wealthy You!. Make it a habit and do it every day.

Next week on The Wealthy You!; inflation protection.

Become The Wealthy You!