create

The Wealthy You! – DEFENSE. It is all mental.

/ Tmill / Leave a comment

This week on The Wealthy You!; It is all mental.

What is mental? Literally everything in human society. All the physical items, tools, gadgets and other things that you touch everyday stems from a human mind, or a collection of them. Even the rocks, grasses and trees. Humans have created materials that can look like rock and act like rock. Humans can even manipulate rocks found in nature to have a productive use. There are so many grasses, trees and other plants that have been genetically modified to perform an act that humans want those plants to do. Grow bigger crop; produce vibrant colors; have thorn less varieties on plants that have thorns in nature, etc. Each of those plants have been created in a lab-of-sorts that is used to create specific traits in plants. They patent each of those plants with the breeders having specific rights that grant them exclusive control over propagation. Even money is a product of man, created by man in man’s own image. Money is one of the most abundant resources in the Universe and it will literally do what you want it to do. It will buy you the things you need in life, while also giving you the ability to create a product that you can return and provide to society and your community. But it starts with you mentally making the decisions first, to create a very specific reality. Money. Patents. Rights. Exclusive control. Artificial propagation. Billion-dollar businesses. Wealth. Poverty. War. Peace. Capitalism. Socialism. Nations. Borders. Religions. Communism. Freedom. Laws. Stresses. Worries. Depression. Names. Houses. Cars. Planes. Transportation. Defense. Offense. Recipes. Books. Movies. Songs. Betrayal. Loyalty. Just to name a few but these are all physical manifestations of the human mind. If humans weren’t around to recognize any of these thoughts and ideas in a physical form, would they still exist?

Have you ever heard anyone in your life or community say something similar to these statements: ‘I am a realist.’ ‘I live in reality.’ ‘Come back down to Earth and reality.’ ‘Be in the present moment.’ ‘Reality is what I see, feel, hear, touch and taste.’ The problem with all of these statements is that they undercut the value and undermine the creative ability of the human mind to physically create realities. Humans are the only thing in the entire Universe with such an immense ability. Take advantage of that ability and stress test it to create the reality that you want for you and your life. Be as specific as possible though and avoid being generic and vague. Down to the color, shape, feel, sounds and taste. When you do this every day, when you specifically create your reality in your mind every day, you will soon find yourself living a physical life with all those things you first created in your mind. And it will become a daily thing for you, with your mind in complete control of your life and the destination it is heading towards. Make the mental decision to establish a worthwhile goal, something you can pursue every day in your life. That is why I keep mentioning billion-dollar businesses. The daily construction of an organization that provides a product or service to as many people as possible is a worthwhile goal, and it’s your decision. If you don’t know what kind of goal to establish, providing a product or service to just a handful of customers in your community is a great place to start. Building upon that everyday could be one of the most enjoyable things you could imagine doing in your life.

It is all in your head, the power and strength to pursue worthy dreams and goals, and the restraints and insecurities that lead to thoughts of doubt. Filling your mind with thoughts of doubt will make yourself quit at pursuing your dreams and goals long before competition, family, friends and society will make you quit. That is your mind creating a reality that is counterproductive. Money and financial literacy is mental, it can make you a billionaire or make you homeless. What is your decision?

Next week on The Wealthy You!; we will begin the OFFENSE portion of this program.

Become The Wealthy You!

The Wealthy You! – DEFENSE

/ Tmill / Leave a comment

This week on The Wealthy You; the importance of emergency cash.

Life happens and, for the most part, it is the most exhilarating journey you will experience while on Earth. I have heard some people refer to life as a “holiday on Earth”. Everyone’s life is different and each individual will perceive life in an individual way or manner. But one thing that is expected with your journey of life are emergencies. We all have them and they will make themselves obvious in your life at the most random and inopportune times. They will be stressful and they have the potential to drastically alter your life completely. Being able to handle those emergencies from a financial perspective will eliminate one pain that will be experienced during emergencies. Because feeling the pain of not being able to afford the emergency from a financial perspective and the pain of what the emergency manifests as will make the pain more painful and seem to last longer. Not having the proper financial resources during an emergency will make you pay for that emergency over the long-haul, stretching it into the future and making the pain last for as long as you are paying it down if credit or debt was used to pay for the emergency. That pain can be eliminated if you keep cash in a savings account that is strictly used for covering those emergencies.

Because everyone are individuals, we all go about building our emergency savings in a different capacity. Some may even call it something different than ’emergency savings’. I have heard of ‘oh shit accounts’, ’emergency money’, ‘disaster cash’, and ‘a place where I keep money only for when my world is cracked open like an egg’. But they are utilized in a very similar manner, regardless of what you call it, it is money that is available for you to use if legitimate emergencies occurs in your life.

All financial literacy experts, financial advisors, money managers, personal money motivators, money teachers and anyone else that works with personal finances agree that emergency cash is an essential part of smart money in your life. It is IMPOSSIBLE to become The Wealthy You! without an adequate amount cash set aside for emergencies. Those experts will recommend different strategies like; $1000 minimum in savings (Dave Ramsey), 3-6 months of expenses in savings, 3-6 months of income in savings, or even a years’ worth of income set aside. If you have a spouse and children but you are the only one working because your income can support the whole family, then you may want to lean closer to a full years’ worth of income set aside (emergencies hover around and are based on people. The more people in a household, the more likely an emergency will happen than two people in a household). But on the other hand, you are married with zero children and both you and your spouse work and have side gigs so that the two of you each have two or more sources of income, then having 3-6 months of expenses may be more suitable for your situation (less people and expenses in the household but more fluid cash flows through the household).

Everyone’s situation is different, so it is of the utmost importance to take accountability of your current emergency cash situation and take ownership of your emergency money. Formulate a plan that works best for your household and concentrate and focus your full attention on achieving and fulfilling that mission. The human mind creates more of whatever it focuses on. The more you focus on stresses in your life, the more your life will be stressed out. The more you focus on wealth, the more your mind will find opportunities to build, create and produce wealth. The more you focus on building your emergency cash pile or collection, the more you will build upon it every day until you are finished. Then you move onto the next mission to focus your mind on, such as becoming The Wealthy You!. Make it a habit and do it every day.

Next week on The Wealthy You!; inflation protection.

Become The Wealthy You!