The Wealthy You! – OFFENSE; It is all a personal decision. Everything. Including what you do with your time, what your income is and how much you want to be worth; this is net value. It is your decision to bring that to reality every day. Not tomorrow.

One’s personal life is a library of one’s personal decisions. Your life is molded and created by you every time a decision is made. Did you decide your line of work or labor? Or did you accept the first job offer? Did you select the amount that you receive from your wage or paycheck from your job? Or was the first offer accepted? What about the city and neighborhood you live in? What about the use of your time? Are you enjoying and receiving fulfillment from the current use of your time every day? All these questions should be answered and determined by you. Not a boss or a parent or a friend or a teacher, but you. This also includes your net-worth or net-value. There is value attached to everything in our world. Even trash on our streets have value, people will hold up used cardboard to ask for money and food, while others may peruse through trash looking for something of value. In Oregon, aluminum cans and plastic bottles can be redeemed for $.10 each. Public trash cans and dumpsters seems to always have a person in it looking for cans and bottles. These people have chosen to be amongst the least-valuable people in society, they demonstrate this everyday by looking for used drinking receptacles and using trash to ask you for your money. The Wealthy You! is you selecting to be amongst the most-valuable people in society. You will peruse through the smartest of minds from people that you meet in your life. You will be looking for gold (or your version of gold) while others look through trash. You will be collecting assets of value that appeal to you; real estate, gold, silver, stocks, bonds, businesses, literally whatever you decide. But it is your decision.

Why is this appealing? Because it is the epitome of private property. Aristotle acknowledged thousands of years ago a very basic principle that applies to all human life in all countries; “true happiness is impossible without the use of private property”. The real estate, gold, silver, stocks, bonds, businesses, artwork, and anything else of value needs to be owned by someone, otherwise they will all fall into disarray or the government will come to own it for us. The purpose of ownership is to take on the responsibility of that asset. Someone who owns a billion dollar business(s) (Musk) has taken on the responsibility of that business producing its product for society and doing it in a financially smart way. Farmers own their farmland so that they can produce their crop for people near and far. Farmland that is unowned has weeds in it and is unproductive. Businesses that don’t produce a product for society won’t exist for long. This is private from the government. Government doesn’t own the farm lands and the businesses, or even the national infrastructure. Businesses own this property and the private citizen owns the businesses (government does own AMTRAK, some land and some artwork in Washington D.C.) but the vast majority of all drivers of wealth are owned by the people. Besides someone has to own these assets and wealth has proven to be superior to poverty for a person’s life.

People are hired to do all kinds of jobs and in satisfactory completion of the job, people will receive a paycheck and some benefits or bonuses. Some people prove they don’t want to keep that job by calling in sick on a regular basis, being consistently tardy, asking coworkers to trade posts, sections or responsibilities or just plain not showing up for work. We have all worked with people who act this way and they are usually the main producers of these issues in your line of work. What they are really saying is they don’t want to keep the job. What if God hired you to do a specific job or play a certain role here on Earth? Are you going to call in sick frequently or complete the job satisfactorily? All these are your decisions to make every day of your life. Your life and world is created by your tongue and built by your hands.

Next on The Wealthy You! – OFFENSE; View yourself as one of the most valuable things to exist in society; you are more valuable than diamond rings, million dollar sports cars and billion dollar sports franchises. Besides, someone has to own all those assets, why not you.

Become The Wealthy You!

The Wealthy You! – DEFENSE

This week on The Wealthy You; making it a habit.

Make what a habit? The things that you want to keep in your life, every day. Make a habit of kissing your spouse every day; make a habit of cleaning yourself and the parts of the world you occupy every day; make winning and building wealth a habit. Habits are something you practice or carryout every day and that is hard to give up. This can also include negative or bad habits such as smoking, drinking too much alcohol, driving faster than necessary, reacting emotionally or something else that you have identified as a potential bad habit in your own life. Habits can be a driving force in your life, they help build your daily life and routine and will also make people associate you with your certain habits, whether those are good or bad habits.

I personally had the habit of smoking cigarettes every day, about a pack a day. I smoked so frequently during the day that when I was around my co-workers they all knew that they risk smoking more than they usually do during the day because cigarettes are social and I was such a heavy smoker. I maintained that habit for about 9 years. Until I figured out how to break that bad habit, cigarettes controlled my life, the place I would spend my time, the amount of money I had to spend just to keep them around me, the scent of my clothes and car and my breath. It was a habit that I generally considered to be a bad habit that controlled my life. That is a common example of bad habits. But good and productive habits can be formed in your life too.

An example of a good habit can be winning. Have you ever noticed that people who win tend to continue winning at life. You can’t win everything all the time in life, but these winners go from endeavor to endeavor and keep winning like it is a part of their life and that it is hard to give up. They don’t know what losing is because they keep winning. They ingrain it into their life from a very young age, that is when their winning ways begins. And starting at a young age means starting small too. The first wins they experience in life are easy wins; wins that are easy to achieve, accomplish and accumulate. And with each win the next challenge becomes more challenging and more challenging, then over the course of as little as 5 years, wins start to become obvious and a routine, habitual part of your life. Imagine 50+ years of winning in your lifetime. This can include building wealth, a billion-dollar business, maybe multiple billion-dollar businesses (if you spend your life building a system that provides a product or service to as many people as possible and this has in-turn made you a billionaire whom owns a business that is worth billions, makes you a winner. When this happens, then you are sharing it with the world and you will have made winning an habitual process that you exercise every day.) Elon Musk owns Tesla, SpaceX, The Boring Company, and possibly others, these are his products that he works on every day in which he intends to share with the world and he hires others to help him share those things with the world (he is just one example but similar examples exist everywhere). If he didn’t want to share Tesla cars with the world then he wouldn’t be selling them to the public at large.

Becoming The Wealthy You! and winning will become much easier once you establish them as habits that you practice every day. On the defensive side of building The Wealthy You! means getting into the habit of paying yourself first and foremost with every dollar that you are able to put your hands on. The absolute minimum is 10% of your income should be paid to yourself first. Because without you, absolutely nothing will ever get done in your life. Another way of saying this is, you are your greatest asset in life. Assets are things you want to acquire in becoming The Wealthy You! and to continue to feed and add too. Getting in the habit of doing this everyday will also help make winning a habit in your life. Even if you have just one source of income from a job that you go to everyday, get in the habit of paying yourself 10% first before your other bills.

Get in the habit of paying yourself first. Get in the habit of building The Wealthy You!. Get in the habit of winning. And get in the habit of collecting assets, wealth and value. Every day. You may discover that it could be one of the most entertaining and enjoyable things you do in life. And you get to do it every day, unlike vacations which always end after a short period of time.

Next week on The Wealthy You!; the importance of emergency cash.

Become The Wealthy You!